Family Income Benefit

This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

Mortgage Borrowing Capacity

click here to find out how much you can borrow

Retirement Income Calculator

click here to find out how much your retirement income will be

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

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Where we are

2 Bridge Street, Spalding, Lincolnshire, PE11 1XA

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Registered office address: 2 Bridge Street, Spalding, Lincolnshire, PE11 1XA  Registered in England and Wales under reference 05994922.

Bingham-Woods Independent Financial Advisors is a trading name of Fairstone Financial Management Limited. Fairstone Financial Management Ltd is authorised and regulated by the Financial Conduct Authority (FRN 475973). Registered in England and Wales (Company Number 05574120).

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