Skip to main content

MENU
  • Home
  • Our Company
    • About Us Our Team
  • Enquiry Forms
    • General Enquiry FormProtection Enquiry FormMortgage Enquiry FormPension Enquiry FormSavings & Investments Enquiry Form
  • Privacy Policy
  • Contact Us
  • Financial Planning
    • Introduction to Financial Planning
  • Protection
    • Why Protection is Important
    • Life Assurance
    • Family Income Benefit
    • Income Protection
    • Private Medical Insurance
    • Critical Illness
  • Savings & Investments
    • Introduction to Savings & Investments
    • Capital Investment Bonds
    • Offshore Collectives
    • Junior ISAs
    • National Savings Products
    • Endowments
    • ISAs
    • Equities
    • Collectives
    • Unit Trusts
    • OEICs
    • Investment Trusts
    • Fixed Interest Investments
  • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • First Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Cashback Mortgages
    • Fixed Rate Mortgages
    • Tracker Mortgages
    • Buy-to-let
    • Offset Mortgages
    • Second Charge Mortgages
    • Self Build Mortgages
  • Equity Release
    • Introduction to Equity Release
    • Types of Equity Release
    • Lifetime Mortgage
    • Home Reversion Plan
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Costs
  • Pensions
    • Retirement Planning
    • National Employment Savings Trust (NEST)
    • Occupational Pensions / Auto Enrolment
    • Annuities
    • Income Drawdown / Unsecured Pension
    • Personal
    • Stakeholder
    • State Pension
    • SSAS
    • SIPP
    • Executive Pension Plan
  • Taxation
    • Introduction to Taxation
    • Income Tax
    • Capital Gains Tax
    • Inheritance Tax
  • Wealth Management
    • Introduction to Wealth Management
    • Relationship Management
    • Trust Information
    • Lasting Power of Attorney
    • Wills
  • Mortgage Calculators
    • Mortgage Borrowing Calculator
    • Mortgage Repayment Calculator
    • Stamp Duty Calculator
    • Overpayment Calculator
  • Market Data
  • Financial Planning
    • Introduction to Financial Planning
  • Protection
    • Why Protection is Important
    • Life Assurance
    • Family Income Benefit
    • Income Protection
    • Private Medical Insurance
    • Critical Illness
  • Savings & Investments
    • Introduction to Savings & Investments
    • Capital Investment Bonds
    • Offshore Collectives
    • Junior ISAs
    • National Savings Products
    • Endowments
    • ISAs
    • Equities
    • Collectives
    • Unit Trusts
    • OEICs
    • Investment Trusts
    • Fixed Interest Investments
  • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • First Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Cashback Mortgages
    • Fixed Rate Mortgages
    • Tracker Mortgages
    • Buy-to-let
    • Offset Mortgages
    • Second Charge Mortgages
    • Self Build Mortgages
  • Equity Release
    • Introduction to Equity Release
    • Types of Equity Release
    • Lifetime Mortgage
    • Home Reversion Plan
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Costs
  • Pensions
    • Retirement Planning
    • National Employment Savings Trust (NEST)
    • Occupational Pensions / Auto Enrolment
    • Annuities
    • Income Drawdown / Unsecured Pension
    • Personal
    • Stakeholder
    • State Pension
    • SSAS
    • SIPP
    • Executive Pension Plan
  • Taxation
    • Introduction to Taxation
    • Income Tax
    • Capital Gains Tax
    • Inheritance Tax
  • Wealth Management
    • Introduction to Wealth Management
    • Relationship Management
    • Trust Information
    • Lasting Power of Attorney
    • Wills
  • Mortgage Calculators
    • Mortgage Borrowing Calculator
    • Mortgage Repayment Calculator
    • Stamp Duty Calculator
    • Overpayment Calculator
  • Market Data
  • Home
  • Income Protection

Income Protection

This provides income where you are ill or injured, and as a result your income through employment or your normal route stops. If Houseperson’s cover is included, then it will pay out upon illness or injury, irrespective of any income stopping.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

PROTECTION ENQUIRY FORM

Your Address

Cover Required

Lives Assured

1st Life Assured

2nd Life Assured

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgages products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with mortgage or protection advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you about our products and services which we think you might be interested in. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you.

Email
Telephone
Post
Yes please, I'd like to hear about offers and services.
No thanks, I don't want to hear about offers and services.
Please tick this box to confirm you have read and understood our privacy policy.

Call Us Now 01775 718257 Send Us An Enquiry

Company address: Bingham-Woods Independent Financial Advisors Ltd, 2 Bridge Street, Spalding, Lincolnshire, PE11 1XA
T: 01775 718257 Email: [email protected]

Bingham-Woods Independent Financial Advisors Ltd is an appointed representative of Quilter Wealth Limited, and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Quilter Wealth Limited is entered on the FCA Register (https://register.fca.org.uk/s/) under reference 217742 and Quilter Mortgage Planning Limited under reference 440718.

Bingham-Woods Independent Financial Advisors Ltd (05994922) is registered in England. The registered address is 2 Bridge Street, Spalding, Lincolnshire PE11 1XA.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

© Copyright 2022 Adviser Pro. All Rights Reserved.

Design and Development by Adviser Pro