Income Protection

This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

Mortgage Borrowing Capacity

click here to find out how much you can borrow

Retirement Income Calculator

click here to find out how much your retirement income will be

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

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Where we are

2 Bridge Street, Spalding, Lincolnshire, PE11 1XA

Privacy Notice

Registered office address: 2 Bridge Street, Spalding, Lincolnshire, PE11 1XA

Registered in England and Wales under reference 05994922

Bingham-Woods Independent Financial Advisors Ltd is an appointed representative of Quilter Wealth Ltd and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority 07/05/2024

Quilter Wealth Ltd and Quilter Mortgage Planning Limited are entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 217742 and 440718 

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Approver Quilter Wealth Ltd and Quilter Mortgage Planning Limited 14/05/2025.

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